Blackstone does not sell any information that you provide to us. We only use your information for the purpose of providing the services that you request; your information is not used for any other purpose unless required by law. Your information will only be kept for as long as your account is active, as required by law, or as necessary to enforce our agreements.
Blackstone will only share the information that you provide to the extent it is needed to process your transaction, for example, with credit reporting agencies and underwriters who may approve or disapprove your loan. We may contact employers and asset holders that you disclose to Blackstone for verification purposes, but we will not share your information with them.
You may change or correct the information that you send to Blackstone by contacting us and requesting a change or correction. The foregoing, however, does not limit in any way your obligation to provide true and accurate information to Blackstone. Please understand that Blackstone will need to verify your identity to correct or change any information that you have provided to us.
Agreement Between You and Blackstone Financial, Inc.
If you use this website, then you agree to all of the following Terms and Conditions (“Agreement”). The Terms and Conditions also include all Notices, Policies, and Disclosures. Blackstone may change the Terms and Conditions at any time, with or without notice. Changes to the Terms and Conditions are effective immediately. Do not use this website if you have not read or do not agree to be bound by all current Terms and Conditions.
If you use this website, then you also acknowledge and agree to be bound by all disclaimers and caveats in the Terms and Conditions. These include, but are not limited to the following: Blackstone and its agents do not provide legal, accounting, or other professional advice or services; and Blackstone is not responsible for any consequence, including but not limited to any damage or loss, arising from or relating to any action or inaction by you based upon any information or services that you receive from Blackstone.
You are permitted to use the materials and information provided to you on this website for your personal, non-commercial use. You shall not reproduce in any format whatsoever or use any information you obtain from Blackstone for any non-personal and/or commercial purpose. Unauthorized use of any information obtained from Blackstone is strictly forbidden and subject to prosecution. Blackstone has the right to terminate your access to the website for any unauthorized use of the website or information obtained from Blackstone.
You agree to use this website at your own risk. If you use this website, then you agree to release Blackstone, its agents, and its affiliates, from any and all liability to the greatest extent allowed by law for any claim, loss, and/or damage arising from or related to the use of this website. You acknowledge that the foregoing release of liability will prevent you from asserting any claim against Blackstone for any harm that you may suffer as a result of using this website. This release includes, but is not limited to, any errors or delays in responding to any information, application, or requests that you submit to Blackstone.
All information, products, and services are provided “as is,” and without any warranty of any kind whatsoever. Blackstone and its agents shall not be liable under any circumstances for any consequential, noneconomic, and/or special damages arising from or related in any way to the use of this website. Blackstone also shall not be liable for any direct or indirect damages arising from or related in any way to the use of this website.
You agree to indemnify and hold harmless to the greatest extent allowed by law Blackstone, its agents, and its affiliates from any liability arising from or related to your use of this website, including, but not limited to, any negligence on the part of Blackstone, its agents, and/or its affiliates.
You shall provide true, accurate, and complete information to Blackstone at all times, including but not limited to any application and/or information that you send to Blackstone or any of its agents. You authorize Blackstone, its agents, and its affiliates to check your credit and employment history, and to discuss and answer questions regarding your credit and employment history, including but not limited to via email, facsimile, mail, or Internet. Blackstone may keep this information regardless of whether you pre-qualify or obtain a loan. You understand that this is not an application for credit. You understand that Blackstone shall not be obligated to consider any application you submit or perform any services for you unless and until you submit a true, accurate, and complete application to Blackstone and fulfill all of Blackstone’s requirements for providing services.
Any interest rate quoted is subject to change without notice unless Blackstone has informed you in writing that an interest rate lock-in agreement has been made between you and Blackstone, and that agreement quotes the locked-in interest rate. Any fee that you pay for a lock-in agreement may or may not be refundable at Blackstone’s sole discretion.
Federal law, specifically the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), require Blackstone to provide the following information to you, buy only if an application is completed: (1) Good Faith estimates of your settlement costs; (2) HUD booklets entitled “Guide to Settlement Costs” and “When Your Home is on the Line”; (3) Notices about the possibility that your mortgage loan servicing being transferred to another institution; and (4) your right to a copy of any appraisal of your home.
Additionally, the Equal Credit Opportunity Act prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, gender, marital status, or age. Creditors are also prohibited from discriminating against applicants because some or all of their income derives from public assistance, or because the applicant has exercised his or her rights in good faith under the Consumer Credit Protection Act. The agency that regulates Blackstone is the California Department of Financial Institutions, located at 7575 Metropolitan Drive, Suite 108, San Diego, California, 92108.
THIS WEBSITE AND THE INFORMATION IT CONTAINS, AND ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. BLACKSTONE DOES NOT REPRESENT OR WARRANT THAT ANY INFORMATION IN THIS WEBSITE IS ACCURTE, COMPLETE, CURRENT, OR FREE OF ERROS. BLACKSTONE DOES NOT WARRANT THAT THIS WEBSITE IS FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. BLACKSTONE SHALL NOT BE LIABLE FOR ANY DAMAGES OR HARM THAT YOU MAY SUFFER AS A RESULT OF USING THIS WEBSITE, OUR SERVICES, OR ANY INFORMATION OBTAINED FROM THIS WEBSITE. BLACKSTONE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, OR NONECONOMIC DAMAGES, INCLUDING BUT NOT LIMITED TO, LOST PROFITS, LOST OPPORTUNITIES, LOSS OF USE, LOSS OF DATA, WHETHER IN AN ACTION ARISING FROM TORT OR CONTRACT.
This website may contain links to other websites maintained by third parties. Blackstone does not own, operate, or endorse these third-party websites. Blackstone does not make any representations or warranties, express or implied, related to these third-party websites. Blackstone shall not be liable for any harm that you may suffer arising from or related to any third-party websites.
This Agreement shall be governed by the laws of the State of California applicable to agreements made and entirely to be performed within California, without resort to conflict of law provisions. The courts of San Diego County, California, shall have exclusive jurisdiction over any dispute arising from or related to this Agreement and/or your use of Blackstone’s website and/or services. You hereby agree and consent to venue in San Diego County, California.
If any provision of this Agreement is found to be invalid or unenforceable by any court or government agency, then that court or agency shall reduce and/or alter the scope and effect of the offending provision by the minimum amount necessary, if any, to make that provision valid and enforceable. All remaining terms and provisions not affected by an offending provision shall remain in full force and effect to the greatest extent possible allowed by law.